Friday, August 21, 2009

Credit Card Processing - Why It Is Important?

Credit cards are essentially a payment system in which the issuer of the card lends a certain amount of money to the credit card holder. They derive their name from the plastic cards which are issued to the users by a system. These cards that are issued are essentially small and pocket sized to make them convenient to carry and use. Credit cards are different from debit cards and charge cards owing to credit card processing and other such features like the revolving payment. The shapes and sizes of all credit cards world wide are standardized by the ISO 7810 standard.The term credit card processing refers to the processing of the credit cards by various companies and service providers in order to deduct money from the account of the user for the services availed. Credit cards are a safe mode of payment. A large part of the various companies and firms in today’s world accept payment from various clients and customers via credit cards. The remaining firms are content with the other methods of payments like cash, checks, and similar other modes which deal with paper money. Credit cards deal in money which can be termed as plastic money. Our merchant account services offer you numerous benefits on credit card processing.Credit card processing is highly essential for all businesses owing to numerous reasons. Some of them are: *It is however advisable that all companies should accept payments through credit cards owing to the simplicity and ease with which a customer can pay using a credit card. In case of a conflict arising out of misplaced checks, there is a great risk that a company may end up loosing its customers. This issue never arises in the case of credit cards.*Processing payments through credit cards is faster and easier. There is no delay and the firm providing services receives the payment instantly.*Telephone credit card processing involves the use of a single telephone for making a payment to a company by the credit card holder. This method is highly preferred by a lot of people world wide as it can be done from within the house.*Credit card processing provides a virtual terminal for the payments to be made. This enables firms operating via the Internet to receive payments from customers across the world.The processing of payments via credit cards is thus extremely essential for all companies alike as this increase the ease at which payments can be received thus enabling a faster and a safer mode of payment for the customers. The services, along with merchant accounts, can be bought from who is the leaders in the industry.AMS is one such company that offers merchant services that will help in growing your business. For more information, visit their website

Merchant Services Process Payments through the Credit Cards

For processing payments through Merchant Services, the AMS Merchant Account Services is considered among the leaders in the market. It is one of the most significant Credit card processing agencies that have a huge customer base. It has been operating in the Merchant Account industry online for the last 9 years. It firmly believes in serving the customers the best and offering them quality services at an unbeatable price.As a matter of fact, credit card processing is not as easy as it may sound. The AMS Merchant Account has an edge over competitors in the market. It has the potential to become a trustworthy business associate for any entrepreneur or corporate entity. If someone is looking for Merchant Services that can take care of all his credit card processing needs including the hardware parts, then AMS Merchant Account is the company he should choose.If one is looking for an absolutely smooth Credit card processing experience, then AMS Merchant Account is the ultimate Merchant Account for him. All the major credit cards like MasterCard®, Visa® and American Express® and a plethora of debit cards are accepted by it. With AMS one can forget about the usual credit card processing hassles as well as the payment of extra fee for services.If one compares AMS Merchant Account with similar competing Merchant Services, he can very well understand the difference. It offers a unique 3 months Price Match Policy for the consumers. There is no middleman involved in the Credit card dealing jobs. When someone applies for a merchant account with this company his account is approved on the same day. A person can apply online or by making a call. AMS provides comprehensive credit card processing solutions for several types of business setups like B2B, home based enterprise, internet business or retail merchant account and more. For any problems that may crop up, it has a dedicated 24x7 customer support wing that is toll free. Issues like early cancellation charges or elaborate contracts do not exist in its agenda.When one chooses AMS Merchant Account for his credit card processing requirements he need not bother about paying consumer service charges. Its consumers can avail round the clock consumer service free of cost. The company website offers a unique "Price Bust" in the shopping cart section that enables the user to check the pricing policy of rival companies. With every merchant account the consumer gets a credit card machine absolutely free.

Accept Your Orders With the Help Of Merchant Services

People involved in E-commerce consider a Merchant Account an essential part of their venture. This type of account enables online business owners to accept online transactions that are made through debit and credit cards. The merchant accounts can be obtained from banks, credit card companies or similar online payment processors.There are several variants of Merchant Accounts. They are Mail Order Telephone Order (MOTO) accounts, retail merchant accounts and Internet merchant accounts. Restaurants, grocery stores and small hotels generally prefer the retail merchant accounts. But it does not fit the bill for people running businesses online. The MOTO accounts can be used when the physical utilization of the credit cards is not possible. The Internet based merchant accounts deal with transactions that are done online. Usually this kind of Merchant Services uses a virtual terminal or payment service gateway for the job. You need to select the most appropriate kind of Credit card processing service for your business.To boost the sales of your online business you need to select a suitable Merchant Services provider. You need to read the terms and conditions of the service provider beforehand. Check whether there are any hidden costs involved or not. Obviously the merchant account provider will charge a fee from you for making an account for your business.Beware of the so-called free service Merchant Service Providers. Steer clear of them. They befool people into believing their advertisements and fleece them later. If you are confused about which company to select, then Advanced Merchant Services is the answer to your question. This is a credit card processing company that offers you full value for your money. At its website,, you can find a feature called "Price Bust" that enables you to check whether any competitor can give you a better price. It also gives each of its consumers a credit card machine free of cost.What sets this Merchant Accounts Company apart from others is the fact it has no related hassles like early cancellation charges or elaborate contracts. For solving the problems faced by consumers, a toll free dedicated helpline is available 24x7. It is committed to give topmost priority to its consumers. To keep the consumers happy it also offers a money back guarantee. It offers the consumers the best quality credit card terminals. With AMS to serve you, it is guaranteed that your online sales will scale up in no time.